Embrace home loans are the best in the business
SPOTLIGHT ON DAILY SPACE COAST TV: Stephen Thaggard of Embrace Home Loans recently celebrated a year at his Viera facility. He took the time to speak with Space Coast Daily real estate expert Bobby Freeman of McCoy-Freeman REMAX Elite about his success and how Embrace is at the top of the industry.
SPOTLIGHT ON DAILY SPACE COAST TV: Space Coast Daily was live with Stephen Thaggard, sales manager for Embrace Home Loans in the Viera, Florida office. Thaggard shares a program for homebuyers, or homeowners, to consider that can help provide the funds needed to repair and rebuild so we can all get back on our feet, and that’s the Fannie Mae HomeStyle Renovation program.
BREVARD COUNTY • VIERA, FLORIDA – The spring market is heating up and things are getting pretty competitive. Finding the perfect home is only part of the battle.
But with the right lender, you can help remove some of the biggest barriers to homeownership – qualifying for a mortgage, meeting contingencies and meeting closing deadlines. Here are three key things to look for when finding the right lender for you.
LOOK FOR EXPERTISE
Look for a direct lender with a long history of financial stability and a loan officer with extensive experience – two important commands that Embrace Home Loans can fulfill.
Since its inception in 1983, Embrace has helped countless clients find the right mortgage product for them. And many of Embrace’s loan officers have been in the lending industry for 25 years or more, so they have extensive knowledge of homeownership programs, FHA, 203k, VA, conventional, and Jumbo financing.
LOOK FOR INTERNAL CAPABILITIES
Embrace’s in-house underwriting can review loans within 24-48 hours, and their loan officers offer local processing. This means you can reasonably expect a loan commitment in seven days or less.
And with Embrace’s automated updates, you’ll be notified every step of the way about your loan status. They are also licensed to underwrite many of their Jumbo products, so closing in 30 days or less is still part of the culture.
SEARCH A RANGE OF PRODUCTS
There are many federal, state, and local programs that can put homeownership within reach. Make sure you have access to all.
With Embrace’s product portfolio, you can choose the ideal mortgage product based on your personal financial situation. Embrace also offers exclusive programs that make the process easier.
For example, with Embrace’s revolutionary Approved to Move™ program, you get fully underwritten mortgage approval before you even find your dream home. It’s as close to being a cash buyer as you can get, which is a huge advantage in such a competitive market.
This can give you greater bargaining power – especially against buyers who are only pre-qualified or pre-approved – and it can help you close faster.
Plus, Embrace’s Guaranteed Time to Close program ensures you won’t miss your closing. If you do, Embrace will pay you up to $2,500. This spring, discover the Embrace difference.
Embrace Home Loans, Inc. NMLS ID #2184 is licensed in 46 states plus DC.
ABOUT THE AUTHOR
Stephen Thaggard is the Sales Manager for Embrace Home Loans in the Viera, Florida office. He has worked in the mortgage industry for the past 21 years and is focused on assisting builders, realtors and home buyers with Florida mortgage options and solutions. Thaggard, a member of the Embrace Home Loan President’s Club since 2014, is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.
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